Dubai Land Department (DLD) Transaction Guide 2026: Complete Process

TL;DR / Key Takeaways

• 4% DLD fee - Standard property transfer fee
• Title deed registration - Official ownership proof
• Oqood for off-plan - Pre-registration certificate
• E-services portal - Online transaction capability
• Trust account - Developer fund protection

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Introduction

The Dubai Land Department (DLD) is the government authority responsible for all real estate transactions in Dubai. Understanding DLD processes is essential for anyone buying, selling, or investing in Dubai property.

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Key DLD Fees

Fee Type	Rate	Notes
Transfer Fee	4%	Plus AED 540 admin
Oqood Fee	4%	Off-plan registration
Mortgage Fee	0.25%	If applicable
Title Deed	AED 4,200	Document issuance

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Transaction Process

Step 1: Sale Agreement

• Sign Form F (Sale and Purchase Agreement)
• Pay 10% deposit to trust account

Step 2: DLD Submission

• Submit documents via DLD e-services
• Pay 4% transfer fee

Step 3: Title Deed Transfer

• Both parties attend DLD (or POA)
• Title deed issued to new owner

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Oqood for Off-Plan

Oqood (Arabic for contract) is the pre-registration system for off-plan properties:

• Purpose: Protects buyer rights during construction
• Issued by: RERA (Real Estate Regulatory Agency)
• Converts to: Title deed upon completion

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Required Documents

Document	Buyer	Seller
Passport	Required	Required
Title Deed	-	Required
NOC	-	Required
Sale Agreement	Required	Required

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FAQ

What is the DLD fee? The standard DLD transfer fee is 4% of property value plus AED 540 administration fee.

What is Oqood? Oqood is the pre-registration certificate for off-plan properties, protecting buyer rights during construction.

Can I complete transactions online? Yes, many DLD services are available through the e-services portal.

How long does transfer take? Standard transfer typically takes 1-3 working days with all documents ready.

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Sources: Dubai Land Department, RERA